An Investment Policy Statement (IPS) is a signed agreement between a portfolio manager and their client that outlines general rules for the manager to follow. For many investors it...
Last week on Throw Back Thursday we reshared our old blog post on Know Your Client (KYC) suitability obligations for advisers. In the post it briefly mentions Know Your Product (KY...
Our last two blog posts have focused on investment fees, specifically embedded commissions and deferred sales charges (DSC). In both posts we mentioned management expense ratios (M...
Following the CSA’s release of CSA Notice 81-330, last week we talked about embedded commissions. This week we’re going to expand upon one form of embedded commissions, Deferred Sa...
You may have heard the term embedded commission in the news recently. Following the release of CSA Notice 81-330, embedded commissions have been the talk of business and investing ...
This is an interesting question because robo-advisers don’t actually exist. As we explained in our previous post on robo-advisers they are “a class of financial adviser that can pr...
First observed by the United Nations in 2012, World Elder Abuse Awareness Day recognizes that nearly every country across the globe will see a substantial growth in the number of o...
This is a difficult question to answer because most of the time the answer is yes. But, not always. Are we confusing you yet?Where some people get confused is in thinking that an I...
